Piccin & Glynn | Attorneys At Law

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Piccin & Glynn | Attorneys At Law

After An Accident, Do Not Wait To Get Trusted Help

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    3.  – How Much Money Can You Expect From A Car Accident?

Estimating Possible Compensation From A Car Accident

Florida is a no-fault insurance state, which means that car accident victims must first go through their own insurer to pay for initial medical costs and, sometimes, lost wages regardless of who was at fault. Unfortunately, there are limits to how much an injured party can collect from his or her PIP insurance provider. For instance, car accident victims normally only have access to up to $10,000 in PIP coverage which will pay up to 80% of related medical bills and up to 60% of related lost wages.  Insurance coverage may also be available from the owner and driver of the at-fault vehicle (from Bodily Injury Liability (BI) coverage) and then, potentially, from one’s own auto policy (from Uninsured/Underinsured Motorist (UM) coverage).  Both BI and UM are optional coverages in Florida so there may not always be enough coverage to compensate one for all injuries sustained and other damages such as lost wages.

Understanding The Details Behind Compensation

When faced with a lawsuit, many insurers offer to settle a claim with the injured party. Settlement offers are usually based on several factors, and while perhaps totaling less than a person could recover if he or she went to court, also save injured parties a significant amount costs and time in litigating the cases. In most cases, settlement offers are based on an injured party’s medical bills, vehicle damage and lost wages, but will also vary depending on:

  • The severity of the injury;
  • The victim’s estimated recovery time;
  • The amount of monetary loss sustained by the victim;
  • The impact that the accident had on the injured party’s day-to-day life; and
  • How much of the accident can be attributed to the other party.

Learn More By Talking To An Attorney

You can contact the attorneys at Piccin & Glynn to get a personalized assessment of your car accident case. You can contact our Ocala office by calling us at 352-558-8480 or by sending us an email. We offer home and hospital visits if you are unable to visit our office.