If you were hurt in an Ocala, FL car accident, you would typically file a claim with an insurance company to seek compensation for your losses. You can expect a call from the claims adjuster shortly thereafter, but the fast response time may not be motivated by a desire to serve your needs quickly. Instead, an insurance company employee will try to convince you to settle right away, providing many reasons that an out-of-court arrangement is in your best interests. A lot of what you will hear can be deceiving and making decisions based upon these myths puts your rights at risk. Therefore, you should discuss your situation with an experienced auto accidents attorney who can clear up these common misconceptions about car accident settlements. Here are the arguments that you may hear right away from a claims adjustor – Do Not Believe Them.
You Can Trust the Insurer
Insurance companies strive to make profits, which they do not do when they are generous in paying out settlements to victims of motor vehicle crashes. Claims adjusters work for the insurer, so they will engage in all types of tricks. Do not trust them to look out for you.
A Quick Decision is Essential
There are certain things you should do right away after an accident, including seeking medical attention and consulting with an attorney. However, you do not need to make a fast decision regarding settlement at the prodding of a claims adjuster. Under Florida’s statute of limitations, you have four years to file a lawsuit.
It Could Take Years to Reach a Car Accident Settlement
It is true that settlement negotiations can take time, especially since you need to provide the insurer with medical records, pay stubs, accident reports, and other documents. Still, it will not take years for the company to process your claim and make an offer to settle. From there, your lawyer will aim to be efficient in attempting to resolve your claim. If your attorney cannot get the compensation you deserve under Florida law, the next step is to file a lawsuit right away.
Auto Accident Settlement Lawyers Cost Too Much
Lawyers charge for their legal services, but motor vehicle collision claims are billed on a contingency fee basis. This means you do not pay for representation unless you receive compensation for your losses, either through settlement or in court. The two key benefits of this arrangement are:
- You do not pay attorneys’ fees in advance, since these amounts are deducted from the monetary settlement upon receipt;
- You are in a better position to get fair, reasonable compensation when you work with a lawyer.
Get Legal Assistance from a Knowledgeable Car Accidents Attorney in Ocala, FL
Hopefully, this information clears up some myths about car accident settlements, but insurance company employees may use other methods of convincing you to settle your claim. Claims adjusters are more reluctant to employ these tactics with an experienced lawyer, however. It is critical to work with a skilled auto collision attorney to ensure you get the compensation you deserve. For more information, please contact Piccin & Glynn, Attorneys at Law by calling 352-581-6174 or going online. We are happy to schedule a free consultation to review your claim.